How Credit works

1Overview

Every pump.fun trade pays a creator fee. Normally it goes to whoever launched the coin. Here it goes to the holders instead, as AI credits: hold a coin paired to Claude and you collect cCLAUDE; hold one paired to DeepSeek and you collect cDEEPSEEK.

2Launching a coin

1. Upload: the image and metadata JSON are pinned to IPFS (/api/launch/metadata).
2. Build: the server builds one transaction: pump.fun create_v2, then create_fee_sharing_config + update_fee_shares giving 100% of the creator fees to the treasury and locking them, plus your optional dev buy. Your browser generates the mint key and signs with it.
3. Sign: your wallet signs and sends it. One popup.
4. Verify: the server waits for confirmation, then checks on-chain that the coin's creator is its locked fee-sharing config before listing it.

You pay the network fees and rent (about 0.02 SOL) and any dev buy.

3Fees and credits

On the bonding curve every trade currently pays pump.fun 0.95% and a 0.30% creator fee (live from pump.fun's fee config; after graduation pump.fun's rates follow market cap). All of the creator fee becomes credits for holders.

1 credit = $0.01 of AI usage. Fees are valued in USD at the SOL price when they are claimed.

4Credit families

Each model is paid from the balance of its family. Credits from one family can't pay for another.

5The fee lock

pump.fun fee sharing lets a coin's creator hand its fees to up to ten shareholders and then lock the split forever. Launches here do that atomically: the launcher is the creator for one instruction, then the coin's fee-sharing config is the creator, with the treasury as the only shareholder. Each coin page shows its config and the treasury, so anyone can check them on Solscan.

6Payout runs

Every 60 minutes the payout job reads each coin's fee vault on the bonding curve and PumpSwap. Vaults with enough in them are distributed to the treasury (a permissionless pump.fun instruction), recorded as a Claim, and the whole amount is allocated to the coin's largest wallet holders pro rata, recorded as an Allocate. Both appear in the payouts feed.

7API

The API is opening soon. It will be OpenAI- and Anthropic-compatible, served at https://www.creditpump.fun/v1, with keys created on the API keys page and each request paid from the matching credit family.

curl https://www.creditpump.fun/v1/chat/completions \
  -H "Authorization: Bearer sk-cc-..." \
  -H "Content-Type: application/json" \
  -d '{
    "model": "anthropic/claude-sonnet-4.5",
    "messages": [{"role": "user", "content": "Hello!"}]
  }'

ANTHROPIC_BASE_URL=https://www.creditpump.fun ANTHROPIC_AUTH_TOKEN=sk-cc-... claude

8FAQ